Terms of Business: your best asset is a good plan

We operate on an agreed fee basis with our clients.

Our Client Agreement, available here, describes the formal basis of our advisory relationship and provides on Pages 4 & 5 an outline of our fee structure. At our first meeting we will discuss, without charge or obligation, individual areas of concern and how we may be able to assist.

It may be a general issue, perhaps planning to accumulate a sufficient pension fund at retirement age; planning to reduce Inheritance Tax liability and mitigate the effects on an estate of any tax due; or planning retirement income and reviewing the amount to take from a pension fund and the level of income available from non pension assets.

Most importantly, having agreed what you are trying to achieve and how we can help; we will agree how much, and how, you wish to pay us for your services. We will advise you whether VAT is due and whether any of the activities are FSA regulated and what consumer protection applies.