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Planning reduces the costs of tax to your wealth

"No man in the country is under the smallest obligation, moral or other, so to arrange his legal relations to his business or property as to enable the Inland Revenue to put the largest possible shovel in his stores.The Inland Revenue is not slow, and quite rightly, to take every advantage which is open to it under the Taxing Statutes for the purposes of depleting the taxpayer's pocket. And the taxpayer is in like manner entitled to be astute to prevent, so far as he honestly can, the depletion of his means by the Inland Revenue."  - Lord Clyde, 1929

... so your most tax efficient asset is a good plan ...

  • Minimise Capital Gains Tax - particularly on capital not withdrawn to spend
  • Reduce Income Tax - especially on investment income you're re-investing
  • Mitigate Inheritance Tax - protect and  preserve your family's wealth
As planners and advisers we can assist you in many ways:
Income Tax
  • Appropriate use of tax efficient investments & tax allowances to reduce tax costs

  • Our report on your investments identifies ways to save tax and increase return

Capital Gains Tax
  • Appropriate planning makes use of annual tax allowances - for income or growth 

  • Our report can identify opportunites to give you tax free returns on your portfolio

Inheritance Tax (IHT)

"Inheritance Tax is a voluntary tax, paid by those that distrust their heirs more than they dislike the Inland Revenue..." (Roy Jenkins MP 1986 House of Commons)

  • Appropriate planning can ensure you don't inadvertently pay this 'voluntary tax'

  • Our Estate Planning Report shows how to retain your access to income & capital

  • Whilst also protecting your family wealth for your beneficiaries

If you think we might be able to help, we look forward to meeting you.

CII Chartered Financial Planner black

Clocktower Financial Planning Ltd
The Hollies, Denby Rd, Cobham, Surrey KT11 1JU
Tel: 01932 863400

CII Chartered Financial Planner black